/* ==========================================================================
   SOUS-CATÉGORIE PRODUIT — CSS générique
   Variable de couleur accent : --sc-accent (injectée inline sur .sc-page)
   Exemples :
     Crédit conso  : #CC2252
     Rachat crédit : #EC1C24
     Assurance     : #1B5CA8
     Prêt immo     : #38C6CB
   ========================================================================== */

:root {
  --sc-accent:       #CC2252;
  --sc-accent-light: color-mix(in srgb, var(--sc-accent) 20%, #fff);
  --sc-text:         #282828;
  --sc-white:        #FFFFFF;
  --sc-bg:           #F9F9F9;
  --sc-radius:       20px;
}

.sc-page { background: var(--sc-bg); color: var(--sc-text); }
.sc-page *, .sc-page *::before, .sc-page *::after { box-sizing: border-box; }

/* =========================================
   1. HERO
   ========================================= */
.sc-hero {
  position: relative;
  overflow: hidden;
  min-height: 540px;
}

.sc-hero__bg {
  position: absolute; inset: 0; z-index: 0;
}

.sc-hero__bg picture,
.sc-hero__cover {
  width: 100%; height: 100%;
  display: block;
}

.sc-hero__cover {
  object-fit: cover; object-position: center 25%;
}

.sc-hero__overlay {
  position: absolute; inset: 0;
  background: linear-gradient(
    to right,
    rgba(0,0,0,0.55) 0%,
    rgba(0,0,0,0.28) 55%,
    rgba(0,0,0,0.06) 100%
  );
}

/* Fond gris quand pas d'image hero */
.sc-hero:not(:has(.sc-hero__cover)) {
  background: #f0f0f0;
}
.sc-hero:not(:has(.sc-hero__cover)) .sc-hero__overlay {
  background: none;
}

.sc-hero__inner {
  position: relative; z-index: 2;
  max-width: 1280px; margin: 0 auto;
  padding: 60px 48px 72px;
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 48px;
  align-items: center;
  min-height: 540px;
}

/* H1 */
.sc-hero__title {
  font-family: 'Manrope', sans-serif;
  font-weight: 700; font-size: 50px; line-height: 1.15;
  margin: 0 0 28px;
}
.sc-hero__title--accent { color: color-mix(in srgb, var(--sc-accent) 60%, #ffbdcf); }
.sc-hero__title--white  { color: var(--sc-white); }

/* Sans image : titres sombres */
.sc-hero:not(:has(.sc-hero__cover)) .sc-hero__title--accent { color: var(--sc-accent); }
.sc-hero:not(:has(.sc-hero__cover)) .sc-hero__title--white  { color: var(--sc-text); }

/* Checklist */
.sc-hero__checks {
  list-style: none; margin: 0; padding: 0;
  display: flex; flex-direction: column; gap: 10px;
}
.sc-hero__checks li {
  font-family: 'Poppins', sans-serif; font-size: 16px;
  color: var(--sc-white); padding-left: 26px; position: relative;
}
.sc-hero__checks li::before {
  content: '✓'; position: absolute; left: 0;
  color: color-mix(in srgb, var(--sc-accent) 50%, #fff); font-weight: 700;
}
.sc-hero:not(:has(.sc-hero__cover)) .sc-hero__checks li { color: var(--sc-text); }
.sc-hero:not(:has(.sc-hero__cover)) .sc-hero__checks li::before { color: var(--sc-accent); }

/* =========================================
   BLOC CTA PROJETS
   ========================================= */
.sc-hero__card {
  background: var(--sc-accent);
  border-radius: var(--sc-radius);
  padding: 24px 20px 20px;
  box-shadow: 0 20px 60px rgba(0,0,0,0.30);
}

.sc-card__title {
  font-family: 'Poppins', sans-serif;
  font-size: 11px; font-weight: 700;
  color: var(--sc-white);
  letter-spacing: 0.09em;
  text-align: center;
  margin: 0 0 14px;
  text-transform: uppercase;
}

.sc-card__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-bottom: 16px;
}

.sc-card__item {
  display: flex; align-items: center; gap: 10px;
  background: var(--sc-white);
  border: 2px solid transparent;
  border-radius: 10px;
  padding: 0 14px; height: 62px;
  font-family: 'Poppins', sans-serif; font-size: 13px; font-weight: 500;
  color: var(--sc-text);
  box-shadow: 0 3px 6px rgba(0,0,0,0.18);
  cursor: default;
}

.sc-card__item--active {
  background: var(--sc-accent); border-color: var(--sc-white); color: var(--sc-white);
}
.sc-card__item--active .sc-card__icon { filter: brightness(0) invert(1); }

.sc-card__icon {
  width: 30px; height: 30px; object-fit: contain; flex-shrink: 0;
}

.sc-card__icon-default {
  width: 30px; height: 30px; display: flex; align-items: center; justify-content: center;
  color: var(--sc-accent); font-size: 20px; flex-shrink: 0;
}
.sc-card__item--active .sc-card__icon-default { color: var(--sc-white); }

.sc-card__cta {
  display: block; width: 100%;
  height: 54px; line-height: 54px; text-align: center;
  background: color-mix(in srgb, var(--sc-accent) 20%, #fff);
  color: var(--sc-accent);
  border-radius: 50px;
  font-family: 'Poppins', sans-serif; font-size: 14px; font-weight: 600;
  text-decoration: none;
  border: 1px solid transparent;
  transition: background 0.2s, border-color 0.2s;
}
.sc-card__cta:hover {
  background: var(--sc-white); border-color: color-mix(in srgb, var(--sc-accent) 30%, #fff);
  color: var(--sc-accent);
}

/* =========================================
   BREADCRUMB
   ========================================= */
.sc-breadcrumb { background: var(--sc-bg); border-bottom: 1px solid #e5e5e5; }
.sc-breadcrumb__inner {
  max-width: 1280px; margin: 0 auto; padding: 14px 48px;
  display: flex; align-items: center; gap: 6px; flex-wrap: wrap;
  font-family: 'Poppins', sans-serif; font-size: 12px; color: var(--sc-text);
}
.sc-breadcrumb__inner a { color: var(--sc-text); text-decoration: none; }
.sc-breadcrumb__inner a:hover { text-decoration: underline; }
.sc-breadcrumb__inner span:last-child { color: #6b7280; }
.sc-breadcrumb__sep { color: #9ca3af; margin: 0 2px; }

/* =========================================
   2. POURQUOI NOUS CHOISIR
   ========================================= */
.sc-why { padding: 72px 0; background: #fff; }
.sc-why__inner { max-width: 1200px; margin: 0 auto; padding: 0 48px; text-align: center; }

.sc-why__title {
  font-family: 'Manrope', sans-serif;
  font-size: 36px; font-weight: 500; color: var(--sc-text);
  margin: 0 0 48px; line-height: 1.2;
}
.sc-why__accent { color: var(--sc-accent); font-weight: 700; }

.sc-why__grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px;
}

.sc-why__card {
  background: #fff; border: 2px solid color-mix(in srgb, var(--sc-accent) 25%, #e5e5e5);
  border-radius: 20px; padding: 40px 28px 32px;
  transition: transform 0.2s, box-shadow 0.2s;
}
.sc-why__card:hover { transform: translateY(-4px); box-shadow: 0 8px 32px rgba(0,0,0,0.1); }

.sc-why__card-icon {
  width: 64px; height: 64px; border-radius: 50%;
  background: color-mix(in srgb, var(--sc-accent) 12%, #fff);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 20px;
  font-size: 26px; color: var(--sc-accent);
}

.sc-why__card-title {
  font-family: 'Manrope', sans-serif; font-size: 15px; font-weight: 700;
  color: var(--sc-text); margin: 0 0 12px;
}

.sc-why__card-text {
  font-family: 'Manrope', sans-serif; font-size: 14px; color: #555; line-height: 1.7; margin: 0;
}

/* =========================================
   3. DESCRIPTION — photo + texte
   ========================================= */
.sc-desc { padding: 72px 0; background: var(--sc-bg); }
.sc-desc__inner {
  max-width: 1200px; margin: 0 auto; padding: 0 48px;
  display: grid; grid-template-columns: 420px 1fr; gap: 64px; align-items: center;
}

.sc-desc__photo {
  width: 100%; border-radius: 20px;
  box-shadow: 0 12px 40px rgba(0,0,0,0.12);
  object-fit: cover;
}

.sc-desc__text {
  font-family: 'Manrope', sans-serif; font-size: 15px; line-height: 1.8; color: #444;
}
.sc-desc__text h2, .sc-desc__text h3 {
  font-family: 'Manrope', sans-serif; font-weight: 700;
  color: var(--sc-text); margin: 0 0 16px;
}
.sc-desc__text ul { padding-left: 20px; }
.sc-desc__text li { margin-bottom: 8px; }
.sc-desc__text strong { color: var(--sc-text); }

/* Inversé si pas de photo */
.sc-desc__inner:not(:has(.sc-desc__photo)) { grid-template-columns: 1fr; }

/* =========================================
   4. TAUX
   ========================================= */
.sc-rates { padding: 72px 0; background: #fff; }
.sc-rates__inner { max-width: 1200px; margin: 0 auto; padding: 0 48px; }

.sc-rates__note {
  text-align: center;
  font-family: 'Manrope', sans-serif; font-size: 13px; font-weight: 700;
  color: var(--sc-accent); letter-spacing: 0.08em; text-transform: uppercase;
  margin: 0 0 32px;
}

.sc-rates__grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-bottom: 24px;
}

.sc-rates__card {
  border: 2px solid color-mix(in srgb, var(--sc-accent) 20%, #e5e5e5);
  border-radius: 20px; padding: 32px 24px; text-align: center;
  background: #fff;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.sc-rates__card:hover {
  border-color: var(--sc-accent);
  box-shadow: 0 8px 32px rgba(0,0,0,0.09);
}

.sc-rates__card-label {
  font-family: 'Poppins', sans-serif; font-size: 12px; font-weight: 600;
  color: #777; text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 16px;
}

.sc-rates__card-rate {
  font-family: 'Manrope', sans-serif; font-size: 14px; color: #555; line-height: 1.5;
  margin-bottom: 8px;
}
.sc-rates__card-rate strong {
  display: block; font-size: 38px; font-weight: 800; color: var(--sc-accent); line-height: 1.1;
}

.sc-rates__card-duration {
  font-family: 'Poppins', sans-serif; font-size: 12px; color: #999; margin-bottom: 20px;
}

.sc-rates__card-cta {
  display: inline-block; padding: 10px 24px;
  background: var(--sc-accent); color: #fff;
  border-radius: 50px; font-family: 'Poppins', sans-serif;
  font-size: 13px; font-weight: 600; text-decoration: none;
  transition: opacity 0.2s;
}
.sc-rates__card-cta:hover { opacity: 0.85; color: #fff; }

.sc-rates__disclaimer {
  font-family: 'Poppins', sans-serif; font-size: 11px; color: #999;
  text-align: center; margin: 0; line-height: 1.6;
}

/* =========================================
   7. PARTENAIRES
   ========================================= */
.sc-partners { padding: 64px 0; background: var(--sc-bg); }
.sc-partners__inner { max-width: 1200px; margin: 0 auto; padding: 0 48px; text-align: center; }

.sc-partners__title {
  font-family: 'Manrope', sans-serif; font-size: 22px; font-weight: 700;
  color: var(--sc-text); margin: 0 0 40px;
}

.sc-partners__logos {
  display: flex; flex-wrap: wrap; justify-content: center; align-items: center;
  gap: 32px 48px;
}
.sc-partners__logos img {
  height: 40px; max-width: 140px; object-fit: contain;
  filter: grayscale(100%); opacity: 0.60;
  transition: filter 0.2s, opacity 0.2s;
}
.sc-partners__logos img:hover { filter: grayscale(0%); opacity: 1; }

/* =========================================
   8. CONTENU SEO
   ========================================= */
.sc-seo { padding: 80px 0; background: #fff; }
.sc-seo__inner { max-width: 1280px; margin: 0 auto; padding: 0 48px; }

.sc-seo__layout {
  display: grid; grid-template-columns: 280px 1fr; gap: 56px; align-items: start;
}

/* Sidebar */
.sc-seo__sidebar { position: sticky; top: 24px; }

.sc-seo__toc {
  background: var(--sc-bg); border-radius: 16px; padding: 24px 20px; margin-bottom: 24px;
}
.sc-seo__toc-title {
  font-family: 'Manrope', sans-serif; font-size: 15px; font-weight: 700;
  color: var(--sc-text); margin: 0 0 16px;
}
.sc-seo__toc-list { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 10px; }
.sc-seo__toc-list a {
  font-family: 'Poppins', sans-serif; font-size: 13px; color: #555;
  text-decoration: none; padding-left: 12px; border-left: 2px solid #e5e5e5;
  transition: color 0.15s, border-color 0.15s;
}
.sc-seo__toc-list a:hover { color: var(--sc-accent); border-left-color: var(--sc-accent); }

.sc-seo__sidebar-cta {
  background: color-mix(in srgb, var(--sc-accent) 8%, #fff);
  border: 1.5px solid color-mix(in srgb, var(--sc-accent) 20%, #e5e5e5);
  border-radius: 16px; padding: 24px 20px; text-align: center;
}
.sc-seo__sidebar-cta h4 {
  font-family: 'Manrope', sans-serif; font-size: 16px; font-weight: 700;
  color: var(--sc-text); margin: 0 0 16px;
}
.sc-seo__sidebar-btn {
  display: block; padding: 12px 20px; background: var(--sc-accent); color: #fff;
  border-radius: 50px; text-decoration: none; font-family: 'Poppins', sans-serif;
  font-size: 13px; font-weight: 600; margin-bottom: 10px;
  transition: opacity 0.2s;
}
.sc-seo__sidebar-btn:hover { opacity: 0.85; color: #fff; }
.sc-seo__sidebar-cta p { font-size: 12px; color: #777; margin: 0; }

/* Corps SEO */
.sc-seo__body {
  font-family: 'Manrope', sans-serif; font-size: 15px; line-height: 1.85; color: #444;
}
.sc-seo__body h2, .sc-seo__body h3, .sc-seo__body h4 {
  font-family: 'Manrope', sans-serif; font-weight: 700; color: var(--sc-text); margin: 36px 0 16px;
}
.sc-seo__body h2 { font-size: 22px; }
.sc-seo__body h3 { font-size: 18px; }
.sc-seo__body h4 { font-size: 15px; text-transform: uppercase; letter-spacing: 0.05em; }
.sc-seo__body ul { padding-left: 22px; margin-bottom: 20px; }
.sc-seo__body li { margin-bottom: 8px; }
.sc-seo__body p { margin-bottom: 20px; }
.sc-seo__body strong { color: var(--sc-text); }

/* =========================================
   9. FAQ
   ========================================= */
.sc-faq { padding: 72px 0; background: var(--sc-bg); }
.sc-faq__inner { max-width: 900px; margin: 0 auto; padding: 0 48px; }

.sc-faq__title {
  font-family: 'Manrope', sans-serif; font-size: 24px; font-weight: 700;
  color: var(--sc-text); margin: 0 0 40px; text-align: center;
}

.sc-faq__list { display: flex; flex-direction: column; gap: 12px; }

.sc-faq__item {
  background: #fff; border: 1.5px solid #e5e5e5; border-radius: 14px; overflow: hidden;
  transition: border-color 0.2s;
}
.sc-faq__item[open] { border-color: var(--sc-accent); }

.sc-faq__question {
  font-family: 'Manrope', sans-serif; font-size: 15px; font-weight: 600;
  color: var(--sc-text); padding: 20px 24px; cursor: pointer; list-style: none;
  display: flex; justify-content: space-between; align-items: center;
  transition: color 0.15s;
}
.sc-faq__question::-webkit-details-marker { display: none; }
.sc-faq__question::after {
  content: '+'; font-size: 22px; color: var(--sc-accent); flex-shrink: 0; margin-left: 16px;
}
.sc-faq__item[open] .sc-faq__question::after { content: '−'; }
.sc-faq__item[open] .sc-faq__question { color: var(--sc-accent); }

.sc-faq__answer {
  font-family: 'Poppins', sans-serif; font-size: 14px; color: #555; line-height: 1.75;
  padding: 0 24px 20px; margin: 0;
}

/* =========================================
   AUTEUR
   ========================================= */
.sc-author { padding: 24px 0 0; background: var(--sc-bg); }
.sc-author__inner {
  max-width: 900px; margin: 0 auto; padding: 0 48px 40px;
  display: flex; align-items: center; gap: 12px; flex-wrap: wrap;
  font-family: 'Poppins', sans-serif; font-size: 13px; color: #777;
  border-top: 1px solid #e5e5e5; padding-top: 24px;
}
.sc-author__name { color: var(--sc-text); }
.sc-author__date { color: #999; }

/* =========================================
   RESPONSIVE — Tablette (≤ 1024px)
   ========================================= */
@media (max-width: 1024px) {
  .sc-hero__inner { grid-template-columns: 1fr; padding: 48px 32px 56px; gap: 32px; min-height: auto; }
  .sc-hero__title { font-size: 34px; }
  .sc-why__grid { grid-template-columns: 1fr 1fr; }
  .sc-desc__inner { grid-template-columns: 1fr; }
  .sc-rates__grid { grid-template-columns: 1fr 1fr; }
  .sc-seo__layout { grid-template-columns: 1fr; }
  .sc-seo__sidebar { position: static; }
}

/* =========================================
   RESPONSIVE — Mobile (≤ 768px)
   ========================================= */
@media (max-width: 768px) {
  .sc-hero__inner { padding: 32px 20px 40px; }
  .sc-hero__title { font-size: 26px; }
  .sc-card__grid { grid-template-columns: 1fr 1fr; }
  .sc-why__inner, .sc-desc__inner, .sc-rates__inner,
  .sc-partners__inner, .sc-seo__inner, .sc-faq__inner { padding: 0 20px; }
  .sc-why { padding: 48px 0; }
  .sc-why__grid { grid-template-columns: 1fr; gap: 20px; }
  .sc-why__title { font-size: 24px; }
  .sc-desc { padding: 48px 0; }
  .sc-rates { padding: 48px 0; }
  .sc-rates__grid { grid-template-columns: 1fr; gap: 16px; }
  .sc-faq { padding: 48px 0; }
  .sc-breadcrumb__inner { padding: 10px 20px; font-size: 11px; }
}